QRUZ Pay solves the number one concern and deterrent for widespread adoption of mobile payments: Security.
|QRUZ Mobile Payment Differentiators||QRUZ||Paydiant MCX||Google Pay||PayPal||Walmart Pay||Apple Pay|
|Technology Free to Merchant (No new HW)||1||0||0||0||0||0|
|Technology Free to Customers||1||0||0||1||1||0|
|100% Security of Customer Data||1||0||0||1||1||0|
|Works with any e-Commerce site/cart||1||0||0||0||0||0|
|Supports Remote Payments||1||0||0||0||0||0|
|Can be used By Any Mobile Device||1||0||0||0||0||0|
|Works with all POS and ATM terminals||1||0||0||0||0||0|
You will be able to use it on/at:
ANY point-of-sale terminal
ANY bank or processor
ANY ATM terminal
ANY gas pump (assisted or full service)
ANY e-commerce site…
…all without any handset (mobile phones) or point-of-sale upgrades.
It’s easy because it:
Removes the barrier to growth and mass participation.
Removes the need for costly platform upgrades.
Integrates with virtually all banks and third-party digital wallets.
Makes transactions easy for merchants and consumers alike.
Delivers the mobile means to make payments, transfers, and more.
It’s fast because:
It is faster than EMV. Transactions are completed in mere seconds.
It’s secure because:
NO card data is transmitted by or saved on user device.
NO card data is transferred to or saved by the merchant/POS terminal.
NO fraudulent chargebacks can occur because each transaction has double authentication.
It’s unbreachable: With no card data transmitted, transactions are protected against security breach
and access/use by hackers.
QRUZ’s IT system will be fully PCI compliant and certified.