QRUZ Pay solves the number one concern and deterrent for widespread adoption of mobile payments: Security.

QRUZ Mobile Payment Differentiators QRUZ Paydiant MCX Google Pay PayPal Walmart Pay Apple Pay
Technology Free to Merchant (No new HW) 1 0 0 0 0 0
Technology Free to Customers 1 0 0 1 1 0
100% Security of Customer Data 1 0 0 1 1 0
Works with any e-Commerce site/cart 1 0 0 0 0 0
Supports Remote Payments 1 0 0 0 0 0
Can be used By Any Mobile Device 1 0 0 0 0 0
Works with all POS and ATM terminals 1 0 0 0 0 0
White Label 1 1 0 0 0 0
It’s accessible

It’s accessible.

You will be able to use it on/at:

  • ANY phone

  • ANY point-of-sale terminal

  • ANY bank or processor

  • ANY ATM terminal

  • ANY gas pump (assisted or full service)

  • ANY e-commerce site…

…all without any handset (mobile phones) or point-of-sale upgrades.

It’s easy

It’s easy.

It’s easy because it:

  • Removes the barrier to growth and mass participation.

  • Removes the need for costly platform upgrades.

  • Integrates with virtually all banks and third-party digital wallets.

  • Makes transactions easy for merchants and consumers alike.

  • Delivers the mobile means to make payments, transfers, and more.

It’s fast.

It’s fast because:

  • It is faster than EMV. Transactions are completed in mere seconds.

It’s secure

It’s secure.

It’s secure because:

  • NO card data is transmitted by or saved on user device.

  • NO card data is transferred to or saved by the merchant/POS terminal.

  • NO fraudulent chargebacks can occur because each transaction has double authentication.

It’s unbreachable: With no card data transmitted, transactions are protected against security breach
and access/use by hackers.

QRUZ’s IT system will be fully PCI compliant and certified.