Problem Solving

Until now, there has not been true universal access to mobile payments.

ACCESS

ACCESS

Until now, there has not been true universal access to mobile payments.

SOLUTION

  • QRUZ Pay enables more participants in the mobile space, including consumer/merchant, buyer/seller. There is total compatibility with other technologies (NFC, EMV, etc.) for maximum user acceptance.

  • QRUZ enables access to secure remote payment, cash disbursement, money transfer and other transactions.

  • QRUZ is usable by ALL, regardless of existing POS/ATM hardware and end-user mobile devices—even SMS.

  • QRUZ will work with any currency just about anywhere.

TRUST

TRUST

Until now, universal acceptance of digital payments has been slow due to worries about the security of the current system.

SOLUTION

QRUZ Pay removes this barrier by providing the platform to easy, 100% safe and secure transactions.

  • With today‘s mobile offerings, account information is passed on to the POS terminals. With QRUZ this data remains securely beyond unintended access.

  • Today’s digital payment systems currently have another problem. They cannot reach physical POS terminals easily. QRUZ makes this a transparent process with shorter transactions times. Smoother transactions translate into increased consumer trust of the whole transaction.

LACK OF TRANSPARENCY

LACK OF TRANSPARENCY

Until now, the marketplace has been fragmented with hidden obstacles.

SOLUTION

QRUZ Pay solves this problem by providing a single, secure path to payment management, completely transparent to the user.

CONSUMER USAGE

CONSUMER USAGE

Until now, mobile payments have been cumbersome and not well secured.

SOLUTION

  • QRUZ Pay enables a streamlined approach to end-user mobile management of everyday activities like gas pump purchases, money transfers, ATM transactions, and more.

  • QRUZ makes it possible for consumers to use their “wallet of choice” and any designated credit/debit/ATM card, gift card, prepaid funds, bank account, digital money. It even lets them act as micro merchants for activities like weekend garage sales and charity events.

  • QRUZ will soon enable consumers to make secure purchases at ALL participating locations with QRUZ Codes—like coffee shops, gas pumps, ATMs, mobile merchants, etc.

  • QRUZ enables consumers to use their existing mobile devices (flip phones included).

MERCHANT USAGE

MERCHANT USAGE

Until now, mobile payments have had a high cost of entry and have not really provided the ease and convenience customers want.

SOLUTION

  • Merchants can accept QRUZ payments without the expense of hardware upgrades.

  • Merchants can drive more transactions (purchases, money transfers, payments) by taking advantage of the huge growth in mobile—they don’t get left behind.

  • Merchants gain the advantage of ZERO fraudulent chargebacks—this is real lost money with today’s card transactions.

  • QRUZ Pay truly enables all merchants, big or small, to become mobile-enabled virtually overnight.

  • Merchants experience ZERO BREACH RISK as customer and card data are never exposed. This should lower the cost of PCI audits.